There are certain things that are out of my control, like the credit card debt, which I have already incurred and all I can do about is start paying it off. But, there are certain things that I can control in order to save money and this year I want to work on my greatest weakness of all – impulsive buys
I need to work on the following impulsive habits of mine and I am sure I will be saving a lot.
1. Books – I need to use library more often than the bookstore.
2. Shoping I need to buy fewer clothes/shoes than I do now for my daughter since she is outgrowing more than half of them without even wearing them once.
3. Eating out: I need to bring home made lunch more often at work instead of spending $6 to $10 every day eating out at work.
4. Groceries: I am going to buy only the food that we need and stock up enough for a month . Above all I need to pay close attention to what groceries I buy and buy only the ones that we eat.
any time I will say ‘NO’ to these impulsive buys the cost of that merchandise I will be considering them as savings.
